I was a fresh graduate in college and my parents gave me a new car as a graduation present. I am one of the lucky individuals who have a considerate parents. Not only that, my father also gave me a money to pay for the Car Insurance. I was off to the insurance company to get a car insurance when a friend of mine, who had been my buddy in college called and asked me to see him. So instead of going to the insurance company, I went to our meeting place when we were in college.

After five hours my father called me and asked if I already had my car insurance, I said yes though I was still in the bar with my old friends. It was past midnight when we finally bid goodbye. I have decided to take a good night rest back home and get an insurance the next day. Since I will get an insurance the following day, missing a day of not getting an insurance wouldn’t be such a chaos and my father wouldn’t know it. I was just two streets away from our home when I miscalculated a turn. A truck was parked in the side road but I didn’t see it a front, when I finally saw it, I was a few meters away from the bumper of the truck and when I maneuvered it was too late. My car hit the rear-end of the truck. Then reality struck me, I am in a big trouble.